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Eric Lawrence Frazier

President and CEO – The Power Is Now, Inc.
Vice President and Mortgage Advisor – First Bank
NMLS 461807 CalDRE 01148434
Office : 800-401-8994 EXT 703
Direct : 714-475-8629
Email :

Theresa Olivarria

Relationship Manager – The Power Is Now, Inc.
Mortgage Loan Assistant – First Bank
Office : 800-401-8994 EXT 720
Direct: 562-659-6003
Email :

Christina Kimble

Director of Client Services – The Power Is Now, Inc.
Office : 800-401-8994 EXT 705
Direct: 714-709-1394
Email :

Ena Ferdinand

Relationship Manager
Office : 800-401-8994 EXT 702
Direct: 510-480-6685
Email :

Lacy Houze

Relationship Manager
Office : 800-401-8994 EXT 706
Direct: 951-203-8837
Email :

Kerry Willingham

Relationship Manager
Office : 800-401-8994 EXT 707
Direct: 951-422-0381
Email :





FHA/VA/USDA HELP Grant DPA Program- Purchase Zero Down
FHA Purchase 3.5% Down payment FICO 580
FHA Refinance cashout or streamline.
FHA 203k Purchase.
FHA 203K Home Improvement loan
1% Conventional DPA Purchase Program - No Mortgage Insurance
Conventional Purchase 3% or more Down payment
Conventional Refinance.
Conventional Rehabilitation Loan.
VA Purchase Zero Down FICO 550
VA Refinance/Streamline
Jumbo Prime Loan 740 FICO and up 65 to 75% LTV to 3 million
Jumbo Non Prime 740 FICO and up 90% to 2.5 million 95% to 1.5 million
Non-Prime program for derogatory credit 75-80% LTV
Non- Prime Bank Statement only program for self employed 75 to 80% LTV
Non-prime Commercial Loan - Purchase or Refinance
New Construction Loan.
Private Equity - Hard Money 65% LTV
Unsecured Business loan for business professionals and investors.

For mortgage and real estate professionals only lead management support. This information is intended for the exclusive use of licensed real estate and mortgage lending professionals in accordance with local laws and regulations. Distribution to the general public is prohibited. Rates and programs are subject to change without notice.

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